I'm NOT going back and forth with them I'm filing a complaint with CFPB.gov for an explanation from them as to why all of a sudden I'm having problems with my account and it's being blocked when every month since the account has been opened it's showing in good standing and 100% on my credit file until now. This company is a joke and click bait, I am a foreigner and use the Sable card for 3 months now. They accept your deposit and restrict your account immediately and never open it again. This is a very unprofessional business and will discontinue any future direct deposits or funding to either of my accts. Easily pay other people with Zelle. I followed their instructions to the letter once and ended up paying a processing fee to transfer funds into and back out of my SAME bank account (not the Sable one) because CashApp doesn't let you transfer funds to your Sable debit card -- even though the Sable "help" article says it does. By using our content, products & services you agree to our Terms of Use and Privacy Policy. The card carries an APR of 6.99% above the prime interest rate. If they can't even handle the most basic business functions like getting a card mailed out, how could I ever trust them to handle my money? to take a picture of the back of the check, and repeat steps. They false advertise because they do not help build credit! - Sable Sable Moving Money How to fund your Sable account Can I deposit checks physically or through mobile check deposit? This company has a serious problem just like the guy said below. Convenience: Save a trip to the branch. Its a good card for people that are looking to rebuild their credit. Today, I called to close BOTH my checking account and credit account & decided to use the chat platform, as advised as one of the alternative methods of reaching Customer Service on the pre-recorded message. Start using your virtual debit and credit card immediately by linking your card with mobile pay. They include but are not limited to, PNC, Chase Bank, Citibank, Bank of America, and Wells Fargo. You can pay the deposit by calling Sable customer service at (833) 583-8383, or by using the mobile app, available for iOS and Android. For additional information, please review our advertising disclosure. Designed to improve your credit score. Monday: I wish I could rate them ZERO. All other purchases qualify for 1% cashback. AND their help articles that say how to use CashApp to get funds into your account immediately are patently WRONG. It's been 7 weeks and no card plus they reported to my credit report and closed the account for inactive account (for not using a card I don't have) so now I have a closed account on my credit bureou for no reason it was their fault I didn't get my card and now I have a closed account on my report which effects your credit when applying for another card. Know Your Estate Planning Options, Tip Sheet: Protecting Your Business from Cyber Fraud, Convenient check deposit anytime, anywhere, No need to wait in line to deposit a check, Accessible anywhere you can use your phone, Must have a Cadence Bank checking account or savings account to use Mobile Deposit, From your app click on the Deposit icon Select the make a deposit option, Enter the amount of the check to be deposited. You will be asked to sign the check, provide identification and disclose the card account you wish the funds to be deposited into. Ally Bank. So, I added my Sable debit card, transferred money into CashApp, and cashed out in CashApp -- and the money went back into my other bank account, and I was charged a fee. I was really liking my sable account, its convenient, easy to manage, easy to pay the secured card and payments avail right awaybut I have rewards which I try to redeem, and I get an error message. When I ask when they will be shipped, I get the same answer. "I don't see any cards." Chase Bank 3. I wish that I could post all of my pictures, but then again, they're speaking loud and clear about how they feel about their customers and their Customer Service, but not address any negative reviews on this website alone in over 12 months. SO EASY FOR A SCAMMER TO OPEN WITH SOMEONE ELSES INFO!!!! So I patiently waited. But they didnt bank on all the resources and support I had to fight back I broke down the 3 ways my consumer rights were violated and provided the links to view the case law around this and they went silent. For a month now I haven't had access to my cash back rewards. This is a fraudulent company, they will ruin your credit. Verify that the check amount and written amount match. Then one day my card didn't work. I have been treated with complete disrespect, and told I just need to be patient. Sable is effortless, borderless banking for a more connected world. Must have a Cadence Bank checking account or savings account to use Mobile Deposit; Must be enrolled in Online Banking; Must have the Cadence Bank app; Limits: Total Daily Check Deposit: $3,000; Total 30-Day Check Deposit: $15,000 ; Fees. I've been calling for weeks and no one ever picked up the phone. Do not use this company to build credit, there are better options. The obvious question How long before I could anticipate receiving a card, I don't need an exact date, just wondering if it will be weeks, months, years? Overall I wouldnt even waste my time. I reached out to them and after waiting for hours I finally got on to someone via the online chat. Their website claims that they accept applicants without checking your credit or even a SSN. And again, the transfer takes longer than ANY of my other accounts, which always post within 24 hours or less these days. * For complete information, see the terms and conditions on the credit issuer or provider's website. Company DOESN'T report to Credit Bureaus properly. Other Sable services: In addition to the Sable Secured Credit Card, you can also apply for other products, such as the Sable bank account and debit card. $5,000 or 20 checks per day or $10,000 per month. Sable does as this is an absolute SCAM! A hell! 2. No one cares anymore. But you cannot get the funds into your Sable bank account immediately -- you have to wait a few days for them to transfer (the transfer time is the slowest of any I can think of). Worst experience Ive ever had. Tap. This company is stealing from people, read reviews everywhere. They claim that you can transfer funds from your bank account, but there's no option to do that in the app. I'm an American graduate student who had a modest credit score and student loans. Depositing funds has never been easier, in fact its a snap! The Sable Bank Account and Debit Mastercard and the Secured Sable ONE Credit Card are most suitable for US citizens with no credit history or international citizens living in the US. FDIC insured, SSL/AES encryption and supports 2 factor and biometric authentication, Multiple ways of communication, hours not listed, User friendly site and app with detailed FAQs, Michael Graw is a Bellingham, Washington-based writer focusing on finance, tech, and science. (To accept the image, tap the green check mark. They limited my account, then 5 weeks ago they decided to close it permanently and froze my funds until "pending review".. Do not contact us, we contact you was their answer.. Needless to say, they have ignored all my emails and terminate the chat support right on my face every time I brought this issue up. I love this bank! Direct deposit may be available up to 2 days in advance, but depends on when your employer sends paycheck data. If youre having similar issues, please reach out to the CFPB so Sable is shut down. Track your credit progress in real time. Whats the point of this company again? They have it set up so you can ONLY pay your credit card using your linked Sable bank account. in the Discover App or by phone. I've been waiting on my card for 10 days. Don't trust this company. [3] You can load checks to your Card Account at your convenience without the hassle of waiting in line. Sable Bank Account And Debit Mastercard summary. Generally, checks may be destroyed 14 days after making the deposit. Download the Wells Fargo Mobile app to your smartphone. See Similar Cards. They will lock your account without a reason, they pick which accounts to send their physical credit cards to with no guidelines. On that note, it's time for me to bow out on Sable and let them treat the people that do NOT know their worth like trash, all while you're making them filthy rich. (To accept the image, tap the green check mark. They buy all their reviews on google/youtube to make it look like it's a good card when in reality it's a piece of s*#t :). x$IrypT&^2Z0@L&"P Its very convenient. Please allow one business day for your account review. After multiple attempts to contact the bank I finely get a email saying my account was being closed and my funds would be returned to there source. Does anybody know how to actually cancel this Sable account? They have a nonexistent customer service department as I was told there are only 2 people and all they can do is tell you they dont have an answer and this is IF THEY ANSWER OR RESOND. No credit check is necessary and you can build your credit score. In 2019, the Federal Deposit Insurance Corp. reported that 34% of banked households (households with a checking or savings account) used mobile banking as the primary way of accessing their bank . Review information, and if correct, tap Approve. I was trusting of their very detailed webpage that I submitted photos of my Passport and EB3 visa foil page only to know that my application is denied. We also werent able to get through to a representative when we tried calling. I opened the app and it said my account was restricted. Things do not very easily flow from one thing to the next and essential things that you must do are hard to find in the app. Knoxville web design and hosting by Slamdot. 2 Individual deposits above a certain dollar amount 3 may take up to five business days to become available. Select "Make a Deposit" and Follow the Prompts. Shes psyched about teaching others how to manage their money in a way that aligns with their values and has been quoted in Bankrate. U.S. credit, debit and bank accounts Designed to improve your credit score 3X faster graduation to traditional credit than anywhere else with tangible milestones No fees or credit checks No U.S. citizenship required Get unlimited cash back & premium perks Certain details, including but not limited to prices and special offers, are provided to us directly from our partners and are dynamic and subject to change at any time without prior notice. 3 0 obj It's there policy when the account is not being used but I can't use a card I don't have right (DA)!!!!!!!!!! There are just SO many other options available for flexible secured credit cards these days, I would say this is the WORST. (11:07:28 AM) Andell Aziz: Are you saying that the account was restricted because of the transfer? That's where Tradeline Supply Company comes in. Download Sable. Make sure the entire check image is captured and in focus. Find answers, watch videos and plan ahead with online tools. Wells Fargo 5. Those include: Jointly payable checks (there are some exceptions - call 1.888.725.2207 for details) Please flatten folded or crumpled checks before taking the photos. Instead of depositing checks at the ATM, your bank's. Sable Moving Money Transfers Articles in this section Direct Deposit Status Where is my ACH transfer? Dont trust them. ), rental car insurance, and much more! Sable Instant transfers. Why not give it a shot. This credit card does not require a ss number OR a credit check to open. For either of the options, you will need to have a Sable savings account. Stand up! This is the conversation; We apologize for the inconvenience you are facing now. FIRE Qualification: 30 consecutive days qualified deposit ($6,000), spend ($2,000) plus a $199.99 Annual fee. All standard benefits, plus: 6% Cashback / 3.00% Savings APY / Unlimited Savings Goals & Virtual Cards / 2 mo. The very next day my whole account was blocked. 5 Business Benefits of Using ACH Electronic Funds Transfers, What Happens if You Become Incapacitated? I had to laugh because at that point I couldnt believe it. It does NOT. I took screenshoots of everything, so it can not be denied when I email Customer Service tonight, as advised in the bank's mobile App. The Sable credit cards have no annual fee and offer a rewards program. Sable is effortless, borderless banking for a more connected world. Fast forward to today. This is the WORST bank ! This review was completed using information from the Sable website. With the Sable Bank Account And Debit Mastercard, get access to premium benefits & rewards, with none of the fees. It is owed to me and they will not pay me. No minimum balance requirement No monthly fee or signup fee I.e. But what if you dont have another person with good credit who can add you as an authorized user? This company is a scam. I found out only because I have credit monitoring. Sable partners with Mastercard for its debit card, which means you can use the card to make purchases everywhere Mastercard is accepted.